Ramparts: no assumptions, just solutions 


Ramparts is a European law firm based in Gibraltar and in the UK.

Our team is qualified to provide legal advice on English, Gibraltar and European law - we support clients in the finance and technology sectors. We bring an international perspective and a multi-disciplinary approach to the services we provide

Our practice is to ensure that the solutions we provide are as innovative as necessary to meet the objectives whilst being as simple as the commercial objectives permit. Our philosophy is to bring significant industry experience coupled with a flexible approach to problem-solving. We find that when theory meets reality, theory inevitably suffers - therefore we are light on theory and strong on solutions.


Ramparts has been beside Lottoland every step of the way in our journey of significant growth since we came to Gibraltar in 2013. The personable, reliable, commercial and professional ethos of the firm is evident in all their staff, qualities engendered by their founder and leader Peter Howitt with whom I first worked 10 years ago.

Nigel Birrel, Director, EU Lotto

The firm, like their talisman Peter Howitt, are a breath of fresh air to the legal industry and demonstrate an alignment to our strategy to make a difference in payments through a dedicated approach to identifying innovative solutions for both our needs and our partners needs. Highly recommended!

Kriya Patel, Managing Director, Transact Payments Group

William Hill has tapped into Ramparts’ specialist knowledge in the field of gambling regulation and e-payments, both of which we would consider to be first-class. They back this up with relevant knowledge and experience of associated areas such as data protection and litigation. Service-delivery has been matched their technical expertise – dedicated, personable, timely and - most importantly - commercially-focussed. 

Michael Leadbeater, Director of Group Legal Services, William Hill PLC 

We have depended on Ramparts' advice for a wide range of business needs, including corporate financing transactions, human resources issues and specific regulatory analysis. Ramparts has consistently provided us with detailed and timely advice with a level of transparency that sets them apart from other firms. Their dedication and commitment allows us to devote more time towards the success of our core business.

Brent Almeida, CEO, Wave Crest Group


"The only source of knowledge is experience." 


(Albert Einstein)

Legal Awards 2015




Areas of Specialism:

  • Corporate & Commercial
  • Commercial Property
  • Employment
  • Finance & Financial Services
  • Fiduciary
  • Regulatory


We provide our clients with industry knowledge and an 'in-house' level of expertise in each business sector we support. Ramparts consists of qualified lawyers from multiple jurisdictions.


We advise clients on English, European and Gibraltar law. Our team comprises professionals with international experience and the ability to communicate in a number of European languages.  We have relationships with specialist legal advisors internationally.

Corporate & Commercial Support:

We help clients achieve their business objectives by structuring corporate and legal assistance in a clear and simple manner. We have supported clients on a diverse range of commercial and corporate issues including commercial contracts, employment matters, funding agreements, licensing, M&A, property transactions and tax related matters.

We also work with key industry stakeholders including industry associations, major market counterparties and regulators.

Cross-border Regulatory Support:

In addition to our own cross-border regulatory advice, Ramparts works with a network of international e-commerce and financial services regulatory experts for European and international businesses and projects. 

General Corporate Support:

We work with a number of trusted service providers for a wide range of services including: audit and accounting, banking, human resources, insurance and tax.




  • Banking & Capital Markets
  • Consumer Credit
  • Gaming
  • E-Commerce
  • Fintech - including e-payments, cryptocurrency & crowdfunding
  • Insurance
  • Private Client & Family Office
  • Technology

We specialise in providing tailored legal & corporate advice, services, structuring and support. 

We work as a trusted partner with established large multi-national clients (FTSE and Nasdaq listed), investment entrepreneurs and early stage companies and are specialists in managing and advising on cross-border projects within Europe.

GEMASpotlight / e-payments: 

We work with businesses seeking to become authorised in Europe as well as existing Payment Service Providers, card scheme associations, processors, banks, e-money and payment issuers and acquirers. We are an associate member of the Gibraltar E-Money Association.  We support clients on a full spectrum of issues including anti-money laundering requirements, authorisation, collective investment funds, conduct of business rules, finance structures, passporting, securities, structuring, insurance and tax. 

Spotlight / e-gaming:

GBGAWe support European e-gaming clients on a wide variety of matters including multi-national licensing authorisation and compliance, market contracts, marketing, regulated and unregulated betting & gaming advice and other matters related to providing B2B and B2C services internationally. We help clients take advantage of online technologies on diverse issues including: cloud computing, cross-border taxation (including VAT), data protection, licensing, marketing, sales & distribution and technology development. Peter Howitt is also the acting Chief Executive of the Gibraltar Betting and Gaming Association.




Our Team

Peter Howitt


David Abdoo
Non-Executive Director


William Rawley
Consultant/Head of Finance


Harriet Rhoda


Patrick Caruana


John Pauley



Sheena Subherwal Patel


Sian Hoskin
Legal Executive & Chartered Secretary


Freya Lynott
Legal Assistant


Peter Young


Kevin Carpenter


Monika Thys
Practice Manager


Shannon Davis
Marketing and Office Support





  • 0703/2016

    Ramparts Team Trip to Sierra Nevada



    The Ramparts team enjoyed their annual getaway to Sierra Nevada. This is the teams' second trip up to the mountains and it is truly a great way to bring everyone from the Gibraltar and UK offices together. 



  • 0303/2016

    Ramparts European Law Firm shortlisted for the Wealthbriefing European Awards 2016


    Ramparts European Law Firm has been shortlisted for the WealthBriefing European Awards 2016!

    The awards: 

    "Private Client Lawyer - Emma Lejeune", "Private Client Law Firm", "Offshore Law Firm".


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See below the latest publications added or go to all online publications

  • 1801/2017

    Passport to the Future: Payments Industry Paper

    With the UK potentially leaving the EU in 2019, there could be a risk of losing its passporting rights to the European single market meaning many regulated payments companies in the UK & Gibraltar will be unable to deliver products and services across the European Economic Area (EEA).  In this report the Emerging Payments Association (EPA), with Ramparts as sponsors and co-authors, provide a review of 15 countries that these payments companies could become regulated in to continue to access the EEA common market, along with an in-depth analysis of the six best countries to be considered.

    Whilst Brexit negotiations are taking place, the UK government cannot ignore the value of passporting as this could result in many of the UK Treasury’s estimated 60,000 FinTech employees to move their operations abroad.  Given the risks of Brexit, every regulated payments company (PSP) must consider their options, the report outlines some very good jurisdictions in addition to the UK in case that proves necessary. 

    To access the link to download the full report, click the link below and simply complete the form:


  • 2109/2016

    eSports and Betting: the UK Regulator’s Initial View


    eSports is growing at a rapid rate in terms of both commercial value and popularity across the globe. In 2015, eSports were estimated to have an audience of 160 million people and total prize funds for players exceeding $71 million. It is therefore unsurprising that both traditional (e.g. Pinnacle), and now specialist (e.g. Unikrn), betting operators offer markets on eSports, which although small in scale are significant in turnover.

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Get in touch


email: info@ramparts.eu
Gibraltar Office:
6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA 
Tel: +350 200 68 450
UK Office:
2nd Floor, 3 Hardman Square, Spinningfields, Manchester, M3 3EB
Tel: +44 (0)161 9149785


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