Ramparts: no assumptions, just solutions 


Ramparts is a European law firm based in Gibraltar and in the UK.

Our team is qualified to provide legal advice on English, Gibraltar and European law - we support clients in the finance and technology sectors. We bring an international perspective and a multi-disciplinary approach to the services we provide

Our practice is to ensure that the solutions we provide are as innovative as necessary to meet the objectives whilst being as simple as the commercial objectives permit. Our philosophy is to bring significant industry experience coupled with a flexible approach to problem-solving. We find that when theory meets reality, theory inevitably suffers - therefore we are light on theory and strong on solutions.


Ramparts has been beside Lottoland every step of the way in our journey of significant growth since we came to Gibraltar in 2013. The personable, reliable, commercial and professional ethos of the firm is evident in all their staff, qualities engendered by their founder and leader Peter Howitt with whom I first worked 10 years ago.

Nigel Birrel, Director, EU Lotto

The firm, like their talisman Peter Howitt, are a breath of fresh air to the legal industry and demonstrate an alignment to our strategy to make a difference in payments through a dedicated approach to identifying innovative solutions for both our needs and our partners needs. Highly recommended!

Kriya Patel, Managing Director, Transact Payments Group

William Hill has tapped into Ramparts’ specialist knowledge in the field of gambling regulation and e-payments, both of which we would consider to be first-class. They back this up with relevant knowledge and experience of associated areas such as data protection and litigation. Service-delivery has been matched their technical expertise – dedicated, personable, timely and - most importantly - commercially-focussed. 

Michael Leadbeater, Director of Group Legal Services, William Hill PLC 

We have depended on Ramparts' advice for a wide range of business needs, including corporate financing transactions, human resources issues and specific regulatory analysis. Ramparts has consistently provided us with detailed and timely advice with a level of transparency that sets them apart from other firms. Their dedication and commitment allows us to devote more time towards the success of our core business.

Brent Almeida, CEO, Wave Crest Group


"The only source of knowledge is experience." 


(Albert Einstein)

Legal Awards 2015




Areas of Specialism:

  • Corporate & Commercial
  • Commercial Property
  • Employment
  • Finance & Financial Services
  • Fiduciary
  • Regulatory


We provide our clients with industry knowledge and an 'in-house' level of expertise in each business sector we support. Ramparts consists of qualified lawyers from multiple jurisdictions.


We advise clients on English, European and Gibraltar law. Our team comprises professionals with international experience and the ability to communicate in a number of European languages.  We have relationships with specialist legal advisors internationally.

Corporate & Commercial Support:

We help clients achieve their business objectives by structuring corporate and legal assistance in a clear and simple manner. We have supported clients on a diverse range of commercial and corporate issues including commercial contracts, employment matters, funding agreements, licensing, M&A, property transactions and tax related matters.

We also work with key industry stakeholders including industry associations, major market counterparties and regulators.

Cross-border Regulatory Support:

In addition to our own cross-border regulatory advice, Ramparts works with a network of international e-commerce and financial services regulatory experts for European and international businesses and projects. 

General Corporate Support:

We work with a number of trusted service providers for a wide range of services including: audit and accounting, banking, human resources, insurance and tax.




  • Banking & Capital Markets
  • Consumer Credit
  • Gaming
  • E-Commerce
  • Fintech - including e-payments, cryptocurrency & crowdfunding
  • Insurance
  • Private Client & Family Office
  • Technology

We specialise in providing tailored legal & corporate advice, services, structuring and support. 

We work as a trusted partner with established large multi-national clients (FTSE and Nasdaq listed), investment entrepreneurs and early stage companies and are specialists in managing and advising on cross-border projects within Europe.

GEMASpotlight / e-payments: 

We work with businesses seeking to become authorised in Europe as well as existing Payment Service Providers, card scheme associations, processors, banks, e-money and payment issuers and acquirers. We are an associate member of the Gibraltar E-Money Association.  We support clients on a full spectrum of issues including anti-money laundering requirements, authorisation, collective investment funds, conduct of business rules, finance structures, passporting, securities, structuring, insurance and tax. 

Spotlight / e-gaming:

GBGAWe support European e-gaming clients on a wide variety of matters including multi-national licensing authorisation and compliance, market contracts, marketing, regulated and unregulated betting & gaming advice and other matters related to providing B2B and B2C services internationally. We help clients take advantage of online technologies on diverse issues including: cloud computing, cross-border taxation (including VAT), data protection, licensing, marketing, sales & distribution and technology development. Peter Howitt is also the acting Chief Executive of the Gibraltar Betting and Gaming Association.







  • 0703/2016

    Ramparts Team Trip to Sierra Nevada



    The Ramparts team enjoyed their annual getaway to Sierra Nevada. This is the teams' second trip up to the mountains and it is truly a great way to bring everyone from the Gibraltar and UK offices together. 



  • 0303/2016

    Ramparts European Law Firm shortlisted for the Wealthbriefing European Awards 2016


    Ramparts European Law Firm has been shortlisted for the WealthBriefing European Awards 2016!

    The awards: 

    "Private Client Lawyer - Emma Lejeune", "Private Client Law Firm", "Offshore Law Firm".


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See below the latest publications added or go to all online publications

  • 0403/2016

    Client money rules to change for loan crowdfunding platforms

    Compliance with FCA regulation can be expensive and time-consuming. The FCA regulates platforms dealing in P2P lending, but not B2B, so, if a platform does both, individual investor money has to be kept segregated from B2B investment. 


    The purpose of the rule is to protect consumer funds from being misused, however, the “consumer” in a loan crowdfunding situation could be an individual or a business. The FCA has recognised that the status quo does not offer the best consumer protection possible.


    The FCA has proposed changes to allow P2P investment to be held in the same client account as B2B investment, which it hopes will tackle the knock on effects of the current system.

  • 0912/2015

    Crowdfunding - a new wave of disruption in private capital

    Crowdfunding is a major catalyst for economic transformation - it represents the democratisation of access to private capital. It is also a grand experiment in the wisdom and folly of the crowd. This article explores the commercial, risk, regulatory and tax issues involved in crowdfunding particularly looking at the UK, the USA and the EU.

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Get in touch


email: info@ramparts.eu
Gibraltar Office:
G5 Cornwall's Centre, Cornwall's Lane, Gibraltar, GX11 1AA 
Tel: +350 200 68 450
UK Office:
2nd Floor, 3 Hardman Square, Spinningfields, Manchester, M3 3EB
Tel: +44 (0)161 9149785


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